This daily journal came from a promise. Right before Memorial Day 2009, I met with my business coach Joe Stumpf. I shared with him my total burn out in my business of 20 years. Frustrated by what my life had become, I promised to get up at 5:00 AM every day, meditate and journal and focus on bringing passion back into every aspect of my life, my work, my family and my personal growth. Instead of going to work every day and having a PITY PARTY, I have decided to have a PASSION PARTY.
One of the things I love about music theory
is that there are set rules.
The rules are mathematical, and the rules are natural
based on sine waves, vibrations, and the overtone system (which is mathematical, once again).
My first theory and composition class in college
consisted of a year of theory and composition techniques.
We learned the fundamentals
We learned to write in basic forms and styles
and we learned Species Counterpoint,
the strict music system used by Palestrina, Bach, and many composers in the late 1600s - 1700s.
Species Counterpoint has numerous specific rules that tell a composer where each note should - must! - go next, depending upon other notes and their relationship to each other.
And some things are NOT ALLOWED: like parallel octaves or fifths.
Of course, today in music, half of what we listen to consists of parallel octaves and fifths.
So what is the point of learning the rules?
We learn the rules
so we know how to break them properly.
Life moves at the speed of thought
But many of us work from limiting beliefs:
You go to school for 12 years
You go to college for 4 or 6 more years
or maybe you join the Army for 2-4 years of training
You get a job
You work towards retirement...
But think on this:
Bill Gates started playing with computers in 1968 at the age of 13. He dropped out of Harvard after 2 years and started Microsoft with some friends in New Mexico. You know what happened next...
Sergey Brin moved from Russia to the US with his family when he was 6. He blew through his undergraduate college education in 3 years, and then when he started graduate school at Stanford he and Larry Page, a classmate, created Google in a garage in Menlo Park, CA. Now at the ripe old age of 37 he is the 24th richest person in the world...
Derek Sivers found a tutor in Boston, and got through 4 years of the Berkeley School of Music in 2 years. He went on to create CD Baby as a favor to a few musician friends who wanted to sell the…
I saw greatness the other night
as the 90-piece Santa Monica High School Symphony Orchestra
performed a 2-hour concert at Symphony Space in New York City.
The concert was the culmination of a 6-day trip that included a recording session, a performance at the Atrium at Lincoln Center, and coaching sessions with the Assistant Conductor for the NY Philharmonic and professors from NYU.
Like a professional sports team,
they worked together at the top of their ability,
pulling each other up towards a high level of performance.
It was not perfect, but it was great, in the truest sense of the word.
What does it take to attain greatness?
- A strong leader
- Input (and sometimes criticism) from others
- An openness to being coach-able
- A sense of purpose
- and FOCUS
One basic area of financial leverage available to many people
is Real Estate.
It is common practice in the US to be able to buy a house or a condo with 20% down.
(You can buy a $500,000 house with $100,000 down).
In this way, you have just created a 5 to 1 leverage of your money, buying a $500,000 asset for $100,000, and borrowing the rest. If, let's say, the house increases in value to $600,000 and you sell it, you have just doubled your investment (minus closing costs, of course), so a 20% increase in value gives you a 100% return on your initial investment.
At the peak of the Mortgage Mess, people were buying property with 5% down, or 3% down, or even NO MONEY DOWN, in essence creating leverage of...Infinity?
In addition, people that already owned houses were being offered Equity Lines of Credit (HELOCs). These were, in a way, "margin accounts" based on the current value of their house. If kept as an emergency account it was a good thing, but many people used them for…
As we move farther from the Real Estate Bubble of 2007
and the Credit Crisis of 2008 and early 2009,
one culprit in both situations is becoming clearer:
Leverage compounds the winnings
but also magnifies the losses.
If you have a brokerage account at Schwab or Merrill or another investment bank, odds are they let you borrow "on margin" to increase your investments.
Simply put, you can "double your bet" with borrowed money from the bank. Your leverage is 2 to 1.
If your bet is wrong, the bank can make a "margin call", asking you to repay the money you borrowed, causing you to have to sell at a loss, and worse, compounding the loss if you don't have savings set aside to cover your bet.
At the peak of our current credit crisis in 2008, many of the major banks and Hedge Funds were leveraged 30 to 1, or often much higher. The bets were being made with borrowed money, and when "the call" came from the creditor, they had no choice but to…
It is incredibly hard to schedule a death.
It goes against all we are taught
about the importance and the sanctity of life,
it tears at the fabric of caring and friendship.
It seems unfair that
a dog's life is so short,compared to a human.
Perhaps that is one of the lessons:
Life is short
And we need to fill that time with
as much love and compassion as we can
during the short time we are given.
And it is a sign of friendship
when we care enough
to bring our pet to the other side
Not waiting for that long painful ending,
but saying goodbye
with peace and love.
She will be surrounded by love and
I can hold the puppy in my heart.
Having a dog as a pet teaches you Unconditional Love.
A good dog is wonderful that way.
You can ignore the dog, forget to feed her, even treat her bad,
and the next day she will still come over to you to be petted and walked,
and will love you unconditionally, no matter what kind of mood you are in.
From the human side, however, a dog takes commitment.
There were times early on when we were ready to give Mercedes away.
She was too yappy, with a piercing high-pitched bark. She attacked anyone that came to the door, she kept jumping on the furniture, scratching things.
We finally hired a dog trainer, to try to "fix her".
What we learned from the trainer was that Mercedes was just doing her "job", and we were the ones that needed training.
We could change her bark surgically, but rather than stop her from her mad attack when someone came to the door, we needed to acknowledge that she was "protecting" us, and give her a pat, and then show her the person was …
When we first met Mercedes
my son Benji was 15,
volunteering for an animal rescue organization.
It was a weekend, and we came to the parking lot
to look at homeless dogs.
I always thought that if we got a dog it would be a golden lab, or some type of dog to play fetch. Evan, who was 5, really wanted a dog to cuddle and play with. We had been through the rabbit, the gerbil, the iguana and the white rat, and none of them fit the bill.
I didn't know what kind of dog we would get, but I never thought it would be a long-haired white fluffball girly-dog.
But that was the day we met Mercedes.
She was a pure-bred American Eskimo (with no papers), and had been handed in by a family when they had kids. It was too much for them to handle a frisky dog and little babies at the same time.
She was smiling and shiny in the sunlight
and we could tell right off the bat she was polite.
She loved to be petted. One walk around the block, and that was it, we knew we had a dog.
Imagine a world
where you don't use paper anymore
Where your shopping list
and your phone book
and your writing pad
are all synchronized together on digital devices.
Where, while you are shopping
your wife or partner can be going through the pantry at home
and can add items to her phone that
automatically update on your shopping list in the store.
Where, when you wake up in the morning,
all the news you need is already sorted and available
for you on your HDTV monitor
and at lunch your phone can find you
the best $5.00 burrito within walking distance
of wherever you are in cities across America
And when you get home after work
your HDTV system has already downloaded all the TV shows that interest you from the previous night,
with all the commercials perfectly edited out.
I saw this world
during the last four days
with my 26 year-old son Ben, in Portland, OR.
If happiness lies at the intersection
of creativity and achievement
then perhaps we should add new questions to our census form:
Do you feel like your life is creative?
How many days a year do you have a sense of achievement?
When one asks, "What do you want from life?"
many people will say, "I just want to be happy".
But happiness is transitory
it is just an emotion on the spectrum
from depressed to ecstatic.
Happiness will come and go,
like the clouds in the sky.
I see happiness not as a goal, but as a byproduct of a life worth living.
"Happiness lies in the joy of achievement and the thrill of creative effort."
- Franklin D. Roosevelt
"Happiness is like a cat.
If you try to coax it or call it, it will avoid you. It will never come.
But if you pay no attention to it and go about your business, you'll find it rubbing up against your legs and jumping into your lap."
Life is hard sometimes.
There are days when it feels like there is so much to do,
it is impossible to get it all done.
And then you get a flat tire
or a speeding ticket
or a runny nose
or the notice from the dentist that
its time for a teeth cleaning.
At times like this I remember that
God doesn't give me more than I can handle;
it will get done
maybe not exactly as I planned
I can be thankful that I am busy
and remember my old mantra:
My life is rich
My life is full
Another day of Opportunity and Potential.
Climbing the mountain
begins with a thought
"I can do this"
and then a single step
starts me on my way.
puts the thought to rest
and then once I am halfway through the journey
I have no choice but to continue.
Sending a rescue party
or a helicopter is not an option.
Whether it is putting $100 a month into savings
or producing a music album
or building a business
or mastering an instrument
or wining a gold medal in the Olympics
or hiking the Pacific Crest Trail
it all begins with a thought
"I can do this"
and then a single step.