Meditation is an emptying out
a clearing of the mind
or a watching of the thoughts go by
just like clouds, blown in a clear blue sky.
Prayer is more directed
but it is not an asking of what God can do for you.
it is not like the wish list for Santa Claus.
It is an asking of what you can do to fulfill God's will.
My prayers start with a request for clarity and serenity, and this is like a meditation.
Then a thank you for what I have been given
(and often a surprise at how things that I desire seem to be coming my way)
Then a grateful list
and then a request prefaced by "if it is Your Will".
And yes, there is a big part of me that questions God as an individual or any kind of anthropomorphic being with the capability of listening and responding. Seems like a fairy tale. It is more an offering to life, to the universe, and the response continues to be surprising, often accurate and at times immediate.